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Time to Refinance? Not So Fast - WSJ.com
Oct 8, 2011 . But that doesn't mean you should refinance your mortgage just yet. . an online calculator, at zwicke.nber.org/refinance/, that distills their theory .
http://online.wsj.com/article/SB10001424052970204010604576597423407158588.html

Mortgage Refinancing Calculator - SmartMoney.com
Jun 28, 2011 . Knowing exactly the right time to refinance your mortgage would . it's probably not worth trying to beat it by predicting mortgage-rate moves.
http://www.smartmoney.com/calculator/real-estate/should-i-refinance-my-mortgage-1302835660427/

How to apply

Refinancing a Mortgage Calculator
Home Calculators Mortgage Calculators Refinancing a Mortgage Calculator . This is not the APR, which takes into account other costs associated with the .
http://www.money-zine.com/Calculators/Mortgage-Calculators/Refinancing-a-Mortgage-Calculator/

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Mortgage Refinance Calculator - Nationwide Insurance
Find the mortgage refinance calculator you need to keep you paying less on . Insurance products offered through Nationwide Insurance are NOT insured by the .
http://www.nationwide.com/mortgage-refinance-calculator.jsp

Refinance Calculator - Refinance Mortgage Calculator
Use our refinance calculator to determine how long to stay in your home after refinancing your mortgage to break even and recover your closing costs. . If you do not have a prepayment penalty, enter 0. Closing costs on new mortgage: .
http://www.lendingtree.com/mortgage-refinance/calculators/refinance-calculator/

Compare Programs

Homeowner Assistance Programs How You Qualify

GMAC Mortgage Loan Modification (1st Mortgages and 2nd Mortgages)

Refinance Calculator - Mortgage 101
Should I refinance my mortgage? A calculator which analyzes the total cost and savings of your refinance transaction as well as principal balance when you sell .
http://www.mortgage101.com/refinance-calculator

Qualifications for all loans
  • Mortgage Refinance Calculator - Financial Calculators
    This calculator will help you in determining whether you should refinance your current mortgage at lower interest or not.
    http://www.realtor.com/home-finance/financial-calculators/mortgage-refinancing-calculator.aspx

  • Mortgage Refinance Calculator
    Use this mortgage refinance calculator to guide your decision on whether to . do not have an existing mortgage, please use the standard mortgage calculator .
    http://www.thecalculatorsite.com/finance/calculators/mortgage-refinance-calculator.php

  • Home Mortgage Refinance Calculator
    Refinancing your mortgage can save you hundreds, even thousands of dollars per month. Let our calculator guide you make the best financial decision.
    http://www.mortgagecalculator.org/calculators/should-i-refinance.php

  • Refinance Breakeven Calculator - MortgageLoan.com
    This calculator will help you to decide whether it is worth it to refinance or not. . When you are considering refinancing your mortgage it is important to calculate .
    http://www.mortgageloan.com/calculator/refinance-breakeven-calculator

Additional Qualifications

For First Mortgage Primary Residences only
  • Refinance Breakeven Calculator - GMAC Mortgage
    GMAC Mortgage provides mortgage calculators to estimate a payment, calculate APR or . Find out how long it could take to cover the cost of refinancing and start saving. . Their results do not represent financial or investment advice. We do .
    http://www.gmacmortgage.com/apps/calculator/mortgage-calculators.htm?method=mortgageRefinance

  • Suze Orman's Mortgage Refinance Calculator
    Use this calculator determine if refinancing your mortgage is a sound financial . Suze recommends that you DO NOT refinance your loan for a longer term than .
    http://www.suzeorman.com/suzetools/mortgagerefinance/

For First Mortgage Investment Properties only
  • CitiMortgage - Mortgage, Refinance, Home Loans, Rates, Calculators
    Feedback. New Mortgage or Refinance: 1-800-248-4638 † . and rate options. I understand that this is a free consultation and not an application for credit.
    http://www.citimortgage.com/

  • Mortgage refinance break-even calculator
    Bankrate.com provides a FREE mortgage refinance break-even calculator and other . Because refinancing does not affect your insurance or taxes, they are not .
    http://www.bankrate.com/calculators/mortgages/mortgage-refinance-break-even-calculator.aspx

  • Mortgage Calculator - Refinance - Energy Credit Union
    This JavaScript calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator .
    http://www.energycreditunion.org/calculator_refinance.html

  • A Consumer's Guide to Mortgage Refinancings
    Aug 27, 2008 . Tip: Refinancing is not the only way to decrease the term of your mortgage. . Many online mortgage calculators are designed to calculate the .
    http://www.federalreserve.gov/pubs/refinancings/default.htm

For Second Mortgages only
  • Mortgage rates at 50-year lows. Should you refinance? Maybe not ...
    Aug 12, 2010 . Mortgage rates have reached new lows, but many people refinance too . the most money on lower mortgage rates, try this mortgage calculator.
    http://www.csmonitor.com/Business/new-economy/2010/0812/Mortgage-rates-at-50-year-lows.-Should-you-refinance-Maybe-not


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Qualifications subject to product type and state laws

Home Affordable Modification Program (HAMP)

Refinance Calculator – TD Bank - TD Bank - Mortgage Rates ...
Use this calculator to sort through the confusion, and determine if refinancing your . It appears that the necessary Java™ Plug-in has not been installed on this .
http://tdbank.mortgagewebcenter.com/ResourceCenter/Calculators/DisplayCalculator.asp?Q1393=MortgageRefinance&PID=78

Home Mortgage Refinancing Calculator to Calculate Mortgage ...
This free online home mortgage refinancing calculator will calculate the net-effect of . And if you happen upon a refinance calculator that does not calculate and .
http://www.free-online-calculator-use.com/home-mortgage-refinancing-calculator.html

  • Valid and Invalid Reasons For Not Refinancing - Mortgage Professor
    mortgage refinancing, refinance versus prepayment, refinancing decision, refinance, . Use my refinance calculator 3a, to determine whether or not it pays to .
    http://www.mtgprofessor.com/A%20-%20Refinance/Valid%20and%20Invalid%20Reasons%20to%20Refi.html

  • You closed your loan on or before 1/1/2009
  • Your mortgage is for your primary residence
  • You've fallen behind or are about to fall behind on your mortgage payments
  • Are Mortgage Refinance and Prepayment Alternatives? - Mortgage ...
    Mortgage Refinance Calculator 3a pulls these and other factors together to generate an . Periodic extra payments and refinance are not mutually exclusive, the .
    http://www.mtgprofessor.com/a%20-%20refinance/are%20refinance%20and%20prepayment%20related.htm

  • You can provide copies of your most recent tax returns and will sign an affidavit of financial rental car deals florida
  • Mortgage Refinance Calculator - AARP
    Use this calculator to determine if refinancing your mortgage is a sound financial . Because refinancing does not affect your insurance or taxes, they are not .
    http://www.aarp.org/money/credit-loans-debt/mortgage_refinance_calculator/

You can learn more about the federal government's Making Home Affordable programs at youtube premier designs jewelry queen

Mortgage Refinance Calculator | Excel DCF Models
4. Mortgage Refinance Calculator (download button below) . As a first step, you will therefore need to assess whether or not the likely interest savings are .
http://dcf-models.com/mortgage-refinance.html

Short Sale

Financial Calculators - Mortgage Calculator | Refinance Calculator ...
Mortgage Refinance. This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Go to Calculator .
http://www.realtor.com/home-finance/financial-calculators/

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Deed in Lieu

When and How to Refinance a Mortgage -- Mortgage Professor
when to refinance, refinance calculator, break-even period, where to . is not the cost of the new loan divided by the reduction in the monthly mortgage payment.
http://www.mtgprofessor.com/A%20-%20Refinance/when_does_refinancing_really_pay.htm

  • When to refinance your mortgage
    Mortgage calculator | Mortgage rates . Despite low rates, a refinance is not always the best decision. . In some cases, a mortgage refinance makes sense.
    http://www.bankrate.com/finance/mortgages/when-to-refinance-your-mortgage-1.aspx

  • You're unable to afford your current mortgage payment

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Home Affordable Foreclosure Alternatives (HAFA) — Short Sale

HARP 2.0 Program Eligibility Guidelines and Calculator to Check ...
Simple calculator to help you find out if you may qualify for the HARP program. Includes eligibility guidelines and mortgage refinance resources. . Most homeowners will not have to get an appraisal or have their loan underwritten, making their .
http://www.zillow.com/mortgage-calculator/harp-eligibility/

  • You didn't qualify for HAMP
  • A Consumer's Guide to Mortgage Refinancings
    Aug 27, 2008 . Tip: Refinancing is not the only way to decrease the term of your mortgage. . Many online mortgage calculators are designed to calculate the .
    http://www.federalreserve.gov/pubs/refinancings/default.htm

  • Mortgage Cash-in Refinance Calculator: Refinancing an FRM With ...
    Who This Calculator is For: Borrowers trying to decide whether paying down . relative to holding the existing mortgage, and relative to a refinance without the . DO NOT USE DOLLAR SIGNS ($), COMMAS (,) PLUS OR MINUS SIGNS ( + / - ) .
    http://www.decisionaide.com/mpcalculators/RefiWithPaydown/RefiWithPaydown.asp

  • You closed on/before 1/1/2009
  • Your mortgage is for your primary residence

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Home Affordable Foreclosure Alternatives (HAFA) — Deed in Lieu

Refinance Calculator - TriRefi Calculator from HSH.com
This refinance calculator from HSH allows you to run the numbers for a . Tip: Check current mortgage rates to make sure you are getting the best deal on your . a significantly lower interest rate may not be able to overcome (or overcome .
http://www.hsh.com/refinance-calculator

  • You don't qualify for HAMP
  • You couldn't sell your home through a HAFA Short Sale
  • Home Mortgage Calculators | Home Mortgage | U.S. Bank
    Home Mortgage Calculators. Our calculators are tools that can to help you make smart decisions about buying or refinancing your home - you can even see your .
    http://www.usbank.com/mortgage/home-mortgage-calculators.html

  • You closed on/before 1/1/2009
  • Your mortgage is for your primary residence

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What to Expect

Mortgage loan refinance calculator - Templates - Office.com
Loan calculator. Excel 2003. Loan calculator with extra payments. Excel 2003. Biweekly mortgage payment amortization. Excel 2003. Mortgage loan refinance .
http://office.microsoft.com/en-us/templates/mortgage-loan-refinance-calculator-TC001056621.aspx

What you'll be able to do

  • Get contact information for your Relationship Manager
  • Check the status of your request
  • Send & receive documents

Mortgage Refinance Calculator
Mortgage calculator results are based upon conventional program guidelines. . If this number is negative this may not be a good refinance option for you or it .
https://www.latitude32.org/mortgage-refinance-calculator

Contact us

Mortgage Calculators
This basic calculator does not include PMI or property taxes. Please use our . Mortgage Refinance Calculator - Thinking of refinancing your home? Compare .
http://www.mortgagecalculators.info/


1-800-850-4622
Mon through Fri from 6 am to 10 pm CT or Sat from 8 am to 2 pm CT

Refinance Breakeven - Lowest Mortgage Rates
Use this refinance calculator to determine if it makes sense to refinance. . How long will it take to breakeven on a mortgage refinance? That depends . Because refinancing does not affect your insurance or taxes, they are not included here.
http://www.forthebestrate.com/java/MortgageRefinance.html

Concerns about your Loan Modification or Short Sale

Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate .
http://www.crown.org/Tools/Calculators/Mortgage_Refinance.aspx

What's New

Hope LoanPort® Partners with GMAC Mortgage to Launch Homeowner Connect™

Mortgage Refinance Calculator: Refinancing Two FRMs Into One or ...
Who This Calculator is For: Borrowers with two FRMs trying to decide whether refinancing . Refinance Each Loan or Consolidate Both Into One 1st Mortgage . DO NOT USE DOLLAR SIGNS ($), COMMAS (,) PLUS OR MINUS SIGNS ( + / - ) .
http://www.decisionaide.com/mpcalculators/refinancingtwomortgages/refi2.asp

Is a Mortgage Refinance Right for You? - daveramsey.com
Feb 20, 2012 . Find out what Dave says about refinancing your mortgage . That means the closing cost estimates will not include points or origination fees. . Try out our Mortgage Calculator to see what your payment will be with different .
http://www.daveramsey.com/article/is-a-mortgage-refinance-right-for-you/lifeandmoney_realestate

4 Reasons Not To Refinance Your Home
Jul 18, 2011 . If you're several years into a 30-year mortgage, you've paid a lot of interest but not much principal. Refinancing into a 15-year mortgage will .
http://www.investopedia.com/financial-edge/0711/4-Reasons-Not-To-Refinance-Your-Home.aspx

Refinance, Mortgage Rates & Refinancing Calculator
Compare Refinance mortgage rates, use our refinance calculator and get free . statutes, regarding the disclosure of psychological facts, but Michigan has not.
http://www.hsh.com/refinance

Mortgage Refinance Calculator: Cash-Out Refi of an FRM Versus ...
Who This Calculator is For: Borrowers with a mortgage who need to raise cash . refinance of their existing FRM, or take out a new FRM second mortgage. . DO NOT USE DOLLAR SIGNS ($), COMMAS (,) PLUS OR MINUS SIGNS ( + / - ) .
http://www.decisionaide.com/mpcalculators/refinancetoraisecash/refitoraisecash1.asp

National Mortgage Settlement

Mortgage Refinance Breakeven Calculator
Use this calculator to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision. . Sorry, this browser does not support inline frames. Sign On to Online Banking .
https://www.key.com/personal/calculators/mortgage-refinance-breakeven-calculator.jsp

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Obama Mortgage Explained
Who Qualifies for the Obama Mortgage Refinancing Program? There has been a lot of . The Obama mortgage is not part of the Hope for Homeowners program started in 2008. Making Home . Free FHA Limits Calculator. Display current FHA .
http://www.fha.com/obama_mortgage.cfm

FirstMerit Bank - Mortgage Refinance Breakeven Calculator
How long will it take to breakeven on a mortgage refinance? . Use this calculator to sort through the confusion, and determine if refinancing your . Because refinancing does not affect your insurance or taxes, they are not included here.
https://www.firstmerit.com/personal/calculators/mRefinance.aspx

E-LOAN Calculator | Loan Payment Calculator | Mortgage and ...
Mortgage and Refinance Tools. We're not all mathematicians. That's why we have calculators. Use ours to figure out your estimated payment and interest rates.
http://www.eloan.com/financial-calculators

Should I Refinance Calculator · Mortgage Tools · imortgage™
Your browser does not support iframes. Should I Refinance Calculator. How long will it take to breakeven on a mortgage refinance? That depends on a multitude .
https://secure.imortgage.com/mortgagetools/mortgagerefinance.shtml

Mortgage Refinancing Calculator | Consumer Credit Counseling ...
Mortgage Refinancing Calculator This JavaScript calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest .
http://www.cccsofrochester.org/mortgageRefi.php

Mortgage Marvel: Mortgage Calculator, Refinance Break Even ...
Mortgage Calculator: Refinance Breakeven Calculator . However, refinancing is not free and the transaction is levied with many of the same fees and closing .
http://www.mortgagemarvel.com/mortgage-calculator/refinance-breakeven/

Beginners Guide to Refinancing Your Mortgage - Mortgage Calculator
Refinancing Risks Have Not Become Smaller – There have been reports that risks are diminishing when refinancing. This article argues against that idea.
http://www.mortgagecalculator.org/helpful-advice/what-is-a-refinancing.php

Free Refinance Calculator Widget from Bankrate.com
Bankrate.com has the most trusted and easy to upload refinance calculator on the Internet. . Remaining balance on mortgage: . If your browser does not allow automatic copy, then select all, and copy and paste the code from the window .
http://www.bankrate.com/free-content/refinance/calculators/free-refinance-calculator/

Refinance Breakeven
How long will it take to breakeven on a mortgage refinance? . Use this calculator to sort through the confusion, and determine if refinancing your . Because refinancing does not affect your insurance or taxes, they are not included here.
http://www.mtmckinleybank.com/resources/tools/calculators/MortgageRefinance.html

Refinance Breakeven Calculator
How long will it take to breakeven on a mortgage refinance? . We can not and do not guarantee the accuracy of these calculators nor the applicability to your .
https://services.mtb.com/personal/mortgage/calculators/MortgageRefinance.asp

Refinance Mortgage Calculator - Learn at Equifax
Refinance mortgage calculator: Use this calculator to find out how much you could save by . Closing costs are not added to your new mortgage balance.
http://learn.equifax.com/banking-loans/refinance-mortgage-calculator

Mortgage Refinance Calculator: Refinancing One FRM Into Another ...
Mortgage Refinance Calculator. Refinancing One FRM . DO NOT USE DOLLAR SIGNS ($), COMMAS (,) PLUS OR MINUS SIGNS ( + / - ) OR PERCENTAGE .
http://www.decisionaide.com/mpcalculators/refinancingonemortgage/refii.asp

Concerns about your Loan Modification or Short Sale

Mortgage Refinance Calculator - Third Federal Savings And Loan
How long will it take to breakeven on a mortgage refinance? . Use this calculator to sort through the confusion and determine if refinancing your . Because refinancing does not affect your insurance or taxes, they are not included here.
https://www.thirdfederal.com/calculators/mortgage_refinance

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Mortgage Refinance Breakeven Calculator from iMortgageGuide
Use this Mortgage Refinance Breakeven Calculator to sort through the confusion, . Because refinancing does not affect your insurance or taxes, they are not .
http://www.imortgageguide.com/calculators/MortgageRefinance.aspx

Mortgage Refinancing Pitfalls - Mortgage Calculator
While refinancing a mortgage can offer a lower monthly payment and save money, there are also mistakes and traps to be avoided. Mistakes that could cost not .
http://www.mortgagecalculator.org/helpful-advice/what-to-avoid-when-refinancing.php

Do Internet-Based Refinance Calculators Tell You the Truth ...
Feb 28, 2011 . In Mortgage Refinance Calculators: What Should They Tell You? I suggested . The new calculator is clearly better but I have not assessed it.
http://www.mtgprofessor.com/A%20-%20Refinance/Internet%20Based%20Refinance%20Calculators.html

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Use our refinance mortgage calculator - United SA
Our refinance mortgage calculator will help you decide whether you should refinance your mortgage or not by looking at the net savings from refinancing.
http://www.unitedsafcu.org/refinanc.htm

Refinance Interest Savings
How much interest can you save if you refinance your mortgage? This calculator helps you find out! Enter the specifics about your current mortgage, along with .
http://www.altavistacu.org/Calculators/ShouldIRefi.html

Mortgage Refinance Calculator - Allstate
This mortgage refinance calculator helps you determine whether or not you should refinance your home. It calculates information from four areas: your current .
http://www.allstate.com/tools-and-resources/home-insurance/mortgage-refinance-calculator.aspx

Mortgage Refinance Savings Calculator - How Much Could You Save
Mortgage Refinance Calculator*. Find out how much you can reduce your payment by refinancing. Get Started. Or call 1-888-866-1212 .
https://www.discover.com/home-loans/refinance/refinance-savings-calculator/


Can I refinance a mortgage with a Prepayment Penalty?
Learn how a prepayment penalty works and your mortgage refinancing options with a prepayment penalty. . Most Americans who look to buy a home do not have the money to purchase . MortgageCalculator.com 2012 | All Rights Reserved .
http://www.mortgagecalculator.com/can-i-refinance-a-mortgage-with-a-prepayment-penalty/

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Back to Basics: Mortgage and Refinance Calculators | Zillow Blog
Oct 13, 2011 . One form of a mortgage calculator, a refinance calculator, doesn't require a lot . to start making the decision about whether to refinance, or not.
http://www.zillow.com/blog/2011-10-13/back-to-basics-mortgage-and-refinance-calculators/

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Mortgage Refinance Calculator | Credit Union - Collins Community ...
This JavaScript calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator .
https://www.collinscu.org/resources/calculators/mortgage_calculators/mortgage-refinance-calculator/

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Online Calculator Answers 'Should I Refinance?' With a Yes or No ...
Sep 16, 2010 . But not everyone agrees that the answer to the refinancing question is so simple. Joe Caltabiano, a Chicago-based mortgage broker with .
http://realestate.aol.com/blog/2010/09/16/new-online-calculator-answers-the-should-i-refinance-question/